But PMI skyrockets for those with lower credit. Mortgage insurance is likely the most complex item to consider for conventional and FHA loan requirements.Ĭonventional private mortgage insurance, or PMI is quite reasonable for those with a 720 credit score or higher. Those looking in high-cost areas or needing a larger loan might choose a conventional loan due to its higher limits.Ĭonventional: 0.5-1.5% of the loan per year, cancelable at 80% loan-to-valueįHA: 1.75% upfront 0.55% per year, non-cancelable Conventional loan limits are higher in most areas of the country.īoth FHA and conventional loan limits go up to $1,149,825 for a 1-unit home in high-cost areas and even higher for properties with 2-4 units. ![]() Neither loan has a minimum loan amount, but both impose maximum loan limits. Self-employed applicants will also find FHA more forgiving with more than one but less than two years in business. If you can explain job gaps and frequent changing of employers, you may be approved more easily for FHA versus a conventional loan. However, FHA is more lenient about job gaps, periods of unemployment, seasonal layoffs, and job-switching. This is the power of FHA.īoth conventional and FHA require two years of employment history, and both count time in college coursework toward work history. In the FHA example, the buyer may qualify for the same house as the conventional buyer, even though she has lower income. Here’s an example showing how FHA can get you approved for the same home even with lower income. DTI can be 56% if the rest of the file is strong. However, those with lower incomes, high debt, or buying in a high-cost area might consider FHA. That’s up to $4,500 in debt and housing payments versus a $10,000-per-month income. You can have monthly obligations up to 43%, or sometimes 45%, of your gross income and still qualify. Homebuyers with medium-to-high incomes should have no trouble meeting debt-to-income, or DTI, requirements for a conventional loan. You’ll also pay higher rates and mortgage insurance than FHA when you put 3% down on a conventional loan.įHA is the most flexible program for those wanting a small down payment.īoth programs allow you to use eligible down payment assistance or gift funds to cover the entire cost. For example, Fannie Mae HomeReady requires your income to equal 80% or less of your area’s median, as does Freddie Mac’s Home Possible mortgage. Additionally, you may have to meet income limits. ![]() Some conventional 3%-down programs require you to be a first-time homebuyer. ![]() However, that 3% minimum comes with strings attached. Technically, conventional loans require just 3% down, slightly beating out FHA in this regard. In fact, some borrowers could be approved with flying colors for an FHA loan, but be denied conventional, even with a 640 or 660 score.Īnother way FHA is more lenient: it allows scores down to 500 if you put 10% down. A complex underwriting algorithm decides whether you meet criteria, and credit score is just one factor.įHA’s algorithm will approve much weaker files than conventional. Mortgage approvals aren’t based on your credit score alone.įor instance, you are not automatically approved for a conventional loan because you have a 620 score. That’s obvious looking at credit score minimums, but there's more to it than that. FHA is more forgiving about credit scores.
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This Authy ID will persist across all sites which take advantage of our 2FA solution.Įxtending User Schema to support Authy var UserSchema = new Schema( else if ( & !req.session. When you register for 2FA with Authy the first time, we create a unique Authy ID and associate it with your registering phone number and country code. You can view how these flows are implemented below in the section titled “Protecting Routes with Two Factors.” User Model If we introduce Authy as a second factor, the flow changes a bit as we now require an additional step before authenticating a user. ![]() Password re-use, hacked databases, poorly encrypted passwords, spear-phishing and general social hacking all plague these kinds of sites. This single factor has a large number of issues, unfortunately. The classic authentication approach simply requires a user to enter a username and password, verify the password is correct and then create a session for the user. As part of the dashboard setup process, you’ll need to install the Authy app and confirm access with an Authy TOTP token. Authy Dashboard Registrationīefore using Authy, you will need to register with Twilio and get an Authy API key from the Authy dashboard. If you’d rather just check out the code, you can clone our very simple Authy 2FA and Phone Verification app available on Github. While I can talk about the ease of implementation all day long, it is honestly a bit simpler to demonstrate it. Aside from the ease-of-implementation, having a second-factor platform that can 1) deliver globally and 2) scale immensely is a great boon for startups and multinationals alike. 2FA Account Tokens General Which Accounts Can I Secure with Authy 2FA Authy apps support two different kinds of online 2FA account tokens: Authenticator tokens: These tokens are added manually by scanning a QR code, or entering a token code using the Google Authenticator open source standard. Typically we see engineering teams adding Authy within a couple of days (or a few story points if Agile). If there's a brick-and-mortar store in your area, you may be able to use a printable coupon there as well.When first discussing Authy with potential customers, one of my favorite points of discussion is how easy it is to add our product to a pre-existing infrastructure. Some 1Password coupons only apply to specific products, so make sure all the items in your cart qualify before submitting your order. ![]() To use a 1Password coupon, copy the related promo code to your clipboard and apply it while checking out. Today alone, users have collectively cashed in on 156 offers. These deal offers are available online, including 0 coupon codes. There are currently 8 1Password online coupons reported by 1Password. At this point, Authy will then need to verify your phone number by either sending a text message or an. How many 1Password online coupons are available? Enter the phone number for your device, then confirm. Right now, there are 8 current offers and 1Password deals. You can save money at 1Password by using one of the current 1Password coupons from Slickdeals. However, some 1Password deals don't have a definite end date, so it's possible the promo code will be active until 1Password runs out of inventory for the promotional item. Debit/Credit Card Information such as card number, expiration date, CVV2, billing address. Documents or images submitted via our Site or Mobile Apps to support account opening, such as statements and voided checks. The 1Password promo codes currently available end when 1Password set the coupon expiration date. Access Authorization such as user ID, alias, PIN and password and security questions and answers. Our tote bags are made from soft durable fabric and include a strap for easy carrying Elegant polished safety toughened glass and heat resistant, matching Place Mats are also availableįSC Real Wood Frame and Double Mounted with White Conservation Mountboard - Professionally Made and Ready to HangĪccessorise your space with decorative, soft cushionsĪrchive quality photographic print in a durable wipe clean mouse mat with non slip backing. Made with durable metal and luxurious printing techniques, metal prints bring images to life and add a modern touch to any space Photo postcards are a great way to stay in touch with family and friends. Sentimental and practical, personalised photo mugs make perfect gifts for loved ones, friends or work colleagues If you can afford to spend more on a higher quality paper, then Photo Rag is our clear recommendation for a fine art paper print.īevelled Wood Effect Framed and Mounted Prints - Professionally Made and Ready to HangĮnjoy your favourite drink from a mug decorated with an image you love. Photo rag paper is our clear recommendation for a fine art paper print. This 100% cotton rag fibre paper is known for its exceptional image sharpness, rich colors, and high level of detail, making it a popular choice for professional photographers and artists. Our fine art prints are high-quality prints made using a paper called Photo Rag. Professionally Stretched Canvas over a hidden Wooden Box Frame and Ready to Hang Photo prints supplied in custom cut card mount ready for framingĬanvas Prints add colour, depth and texture to any space. ![]() Jigsaw Puzzles are an ideal gift for any occasionĬontemporary Framed and Mounted Prints - Professionally Made and Ready to Hang Greetings Cards suitable for Birthdays, Weddings, Anniversaries, Graduations, Thank You and much more Our Archival Quality Photo Prints and Fine Art Paper Prints are printed on higher quality paper and the choice of which largely depends on your budget. Whilst poster paper is sometimes thinner and less durable than our other paper types, they are still ok for framing and should last many years. Poster prints are budget friendly enlarged prints in standard poster paper sizes (A0, A1, A2, A3 etc). Alternatives include cheaper Poster Prints and higher quality Fine Art Paper, the choice of which is largely dependant on your budget. They are ideal for framing (our Framed Prints use these) at a reasonable cost. ![]() Our Photo Prints are in a large range of sizes and are printed on Archival Quality Paper for excellent colour reproduction and longevity. Our standard Photo Prints (ideal for framing) are sent same or next working day, with most other items shipped a few days later. ![]() How to turn off the Apple TV app’s auto-play previews on an Apple TV YouTube TV: plans, pricing, channels, how to cancel, and more Latest Apple TV beta adds search via the remote’s Siri buttonĭon’t like giant ads on Amazon Fire TV? Then don’t buy one If you are still having issues, you can check out the Google Support page for more information. You should now have reconnected your Chromecast with Google TV remote and everything should be working properly. Follow the same remote pairing process from above. Once the Chromecast resets, it will initiate the remote setup process again. You are now ready to set up your Chromecast once again. The Chromecast will restart and the reset is complete. Step 2: Continue to hold the button until it turns solid white, and then release it. While powered, press and hold the button on the back of the Chromecast. Step 1: To begin the reset process, locate your Chromecast’s physical reset button. Factory resetting does not mean you will lose your data, but it means that the Chromecast with Google TV initial setup will happen again from scratch. If these steps do not work, try the following process instead. Phil Nickinson / Digital Trends Factory resetting the Chromecast with Google TV Step 4: The Chromecast will begin the initial setup process as a new device. Step 3: To ensure that your remote is working, press a few buttons on the remote. The Chromecast should begin searching for the remote. Step 2: Plug the power cable back into the Chromecast. (Ensure that you leave the Chromecast plugged into the TV’s HDMI port.) Step 1: Unplug the power cable from the Chromecast and wait for three seconds. You can try a regular reboot of the Chromecast, which will restart the remote pairing process. Step 3: When you see the LED, press the Home button on the remote. How to get Amazon Fire TV working on a hotel room television Tablo TV tips and tricks: How to master this OTA DVRĬhromecast with Google TV vs. Image used with permission by copyright holder This will put the remote in pairing mode. Step 2: If this doesn't pair with the device automatically, next, on the remote, press and hold the Back + Home buttons simultaneously, not letting go until you see the LED light at the bottom of the remote pulsating. To put the Chromecast back in pairing mode press the button on the back of the Chromecast, and it will open up the pairing mode on the device, which will notify you via your TV screen. Step 1: First, make sure that the batteries in your remote are not dead and are installed correctly. If your remote is not paired with your Chromecast and is not responsive, you have to manually pair them. This chime is an indication that the Chromecast has stopped scanning for Bluetooth devices and therefore cannot pair with the Voice Remote. If your Chromecast can’t find the remote, your TV will play a chime. The remote and the Chromecast communicate with each other via Bluetooth. When the Chromecast is powered on, it typically pairs with the remote automatically without hassle, but that is not always the case. Phil Nickinson / Digital Trends How to re-pair a Google TV remote that won't connect ![]() This issue can occur randomly, but we have a solution for you. Google's Chromecast with Google TV is a great device, but the remote has been known to disconnect from the Chromecast at times. Chromecast with Google TV (HD or 4K versions) ![]() So, you can trust me as your friend and enjoy a brand-new APK update. Some websites don’t seem to care about the APK version, but to be honest, I update every APK on this site whenever a third party puts out a new version. UPGRADED WHATSAPP AERO APK WITH ANTI-BAN FEATURE NOW AVAILABLE! So, if you want to learn more about the features of the WhatsApp Aero APK, I’ve given you a direct CDN get now link for this APK. And this article will tell us about these things. So, first of all, I’d like to know if you like GBWhatsApp APK, but with some more nice features. WhatsApp Aero is the best choice if you want to get now a new WhatsApp Mod Version APK. However, for the best, most secure experience, it is recommended to use the most recent version of WhatsApp Aero.WhatsApp Aero 2022 is the creator of WhatsApp Mod Version, where we can use brand-new, cutting-edge features that aren’t in the original WhatsApp APK. Remember, while it may lack some of the latest features, it still provides an excellent, user-friendly chatting experience. Whether you’re reminiscing about the good old days or facing compatibility issues with newer versions, you can always rely on the WhatsApp Aero old version. While core features will likely be the same, some newer features introduced in recent updates may not be present in older versions. Are the features the same in the WhatsApp Aero old version? However, it’s always recommended to use the latest version to benefit from the newest features and security updates. WhatsApp Aero includes an anti-ban feature. Can I get banned for using an old version of WhatsApp Aero? If you create a backup of your data before downgrading, you can then restore this data when you install the older version. Will I lose my data if I switch to an old version? While the WhatsApp Aero team ensures that all versions are safe to use, it’s recommended to always use the latest version as it includes updates for any potential security threats and fixes for bugs and errors. However, remember to backup your data before downgrading to avoid losing your chat history. Must check out these other variants of WhatsApp Aeroįrequently Asked Questions Can I downgrade to the WhatsApp Aero old version? Your chat experience, your way – that’s the WhatsApp Aero promise! Whether you prefer the up-to-date features of the latest version or the simplicity of the old one, WhatsApp Aero remains an exciting, user-friendly and highly customizable messaging app. ![]() The backup and restore feature in WhatsApp Aero helps ensure that your valuable conversations are not lost in the transition.Īs we wrap up, it’s important to appreciate that every version of WhatsApp Aero has its unique attributes. Also, compatibility with newer Android versions may not always be guaranteed with an older WhatsApp Aero APK.įinally, when reverting to the WhatsApp Aero old version, don’t forget to backup your chat history to avoid loss of data. ![]() ![]() Please bear in mind that using an older version might limit access to some of the newer features and updates that have been incorporated into the recent versions of WhatsApp Aero. Downloading from such sources ensures that you’re getting a safe and virus-free file. The key is to find a reliable source such as WappAero. Regardless of the reasons, getting your hands on the WhatsApp Aero old version is not a complicated process. In other cases, some users might prefer an old version due to compatibility issues with their devices. One might ask, why the interest in the WhatsApp Aero old version? The older versions are often simpler and come without the complexities of the newer updates. WhatsApp Aero 19.41 WhatsApp Aero 19.41.1 Are the features the same in the WhatsApp Aero old version?ĭownload WhatsApp Aero Old Versions WhatsApp Aero 2.20 11.Can I get banned for using an old version of WhatsApp Aero?.Will I lose my data if I switch to an old version?.Are old versions of WhatsApp Aero safe?.Can I downgrade to the WhatsApp Aero old version?. ![]() ![]() Test the door sweep by closing and opening it a couple of times, and watch how the door sweep behaves.Don't tighten too much such that the aluminum frame warps or the screw heads get stripped. Firmly hold the door sweep on your door, and drill the screws onto the door. Identity a drill that is narrower than the screws, which came with the door sweep kit. Mark at the center of the oval holes of the door sweep. Close the door, and place the sweep at the bottom. With your scissors, cut the vinyl part of the insert.Cut at the point you have measured using a hacksaw and stop when you reach the sweep insert.To cut the door sweep frame, mark the measurements you have taken on the aluminum using a pencil.Measure the width of the door using your tape measure, taking into account the doorstep.The steps to fixing the door strip include: Materials and tools needed However, do not attempt if you do not have the skills. This is an easy method that you can do yourself as you do not have to remove the door. Strip door sweeps come in a variety of shapes and are made from different materials. In this case, we'll install an aluminum strip that has a vinyl strip attached to it like the one shown below: We will take a look at how to install a strip door sweep and an under-door sweep. ![]() They don’t have friction and are not as effective as the strip or under-door sweeps. It is made from bristles like those in a brush instead of a solid strip of plastic or rubber. This concept is the same as the door sweep. They are made from a soft foam that makes them flexible. They look like an uppercase “B” that has two round pieces on each side of the door but facing upwards. Under-Door SweepsĪn under-door sweep provides a very tight seal between the bottom of your door and the floor. Whichever you choose, the idea is to install your door sweep at the correct height allowing only a gentle contact between the floor and the strip that does not create friction preventing the movement of the door. You can also affix the strip onto plastic or rigid metal installation guide, which you install by fastening it to the bottom of the door. These strip door sweeps are easy to install and come with an adhesive backing that you can stick to inside or outside the exterior door. Let’s go through each to gain a better understanding and decide which to install. There are three types of door sweeps strip, under-door, and bristle. Your exterior door should not have any gap at the bottom so that it can keep out the effects of the elements from getting inside.ĭoor sweeps are sometimes known as draft stoppers that are made from plastic, rubber, or bristles like those found in a brush. Keep reading to learn how to fix the gap under your exterior door, why there are gaps, and the cost of repairs.Ĭan You Fix The Gap Beneath Your Exterior Door? Each has its unique features for specific purposes. You can seal the gap underneath your exterior door by installing a door sweep.ĭoor sweeps come in three variations. What causes these gaps, and how can you fix them? We've gained knowledge from experts to share with you. However, a gap can appear, letting in cold or warm air, making your home uncomfortable. This maintains the temperature you have set and keeps out crawling insects and creatures that may try to find their way inside your home. Ideally, an exterior door should not have any gap at the bottom. ![]() ![]() ![]() You should get an error, like: FeatureContext context class not found and can not be used Now that you have the tools installed, you should have a behat command available. In layman's terms, Mink allows you to control a browser programmatically to emulate a user's action. Mink allows you to write a test once and execute it in different browser emulators. There are various browser emulators, such as Goutte and Selenium, and they all behave differently and have very different APIs. It helps to keep Drupal development team members in the loop from the word go.Because these tests are supposed to emulate user interaction, you can assume they will be executed within a web browser. Communication: The auto-testing framework supports collaboration on testing, test results, and corrective actions every step of the way.Simultaneous testing: With Behat, you can perform simultaneous tests across multiple devices/platforms with thousands of virtual users.That improves the credibility of the test results. Precision: Behat supports the precise execution of repetitive tests.Automated BDD testing solves the problem. Extended coverage: With the manual approach, you might not cover all the web app features that require lengthy testing considering the time and labor costs involved.Automated repetitive test runs: These help to save time and money compared to the cost of a human-centric process.Winding Up: The Key Benefits of Automated Testing With BehatĪutomated BDD testing with Behat in Drupal offers the following perks: Likewise, the testing team can use "Scenario Outline" to run a single test with different values many times over. In Behat, feature scenarios describe the business expectations that are subject to testing. The tool is also ideal for regression testing to check the functionality of a newly added feature or updated website. It also enables unlimited code reusability.Īutomated Behat tests can detect issues at an early stage of web app development. So, it reduces maintenance time in case of any updates to the web app. Mink also supports the Page Object Model. Users require no coding skills to add these to functional tests. One thing that makes Mink easy to use is the predefined steps. The extension is ideal for both real and headless browsers. "Then" defines the outcome of the specific action, confirming the occurrence of the expected feature behavior.īehat's web application tests are based on the Mink library, and they're perfect for multi-environment testing. Here, "Given" sets up the condition to be executed before the test starts. When the user Logins using valid credentials The framework uses the Gherkin syntax of "Given," "When," and "Then." These statements are easy for the testing team to understand, edit, or add.īelow are sample Gherkin statements for an automated login test: The Behat BDD framework comes with the following features:īehat is used to write human-readable statements for automated functional and acceptance tests. Key Highlights of the Behat BDD Framework ![]() You can use this file to store mission-critical project resources, such as libraries, pages, and context files. Behat refers to the file to access the details required to test the software features in question.Īlso, the feature file you create will list all the test steps, each of which has its specific action defined in the context file. There's also a Drupal extension package that facilitates the integration of Drupal, Behat, and the Mink extension.īe sure to define your folder structure in the project root directory using the command `bin/behat –init.` To configure the project, start by creating the behat.yml file in your project's root directory. To get started with the framework, you need a resource like Composer to install and configure the tools for BDD testing. One of the main advantages of Behat is that it's easy to integrate with Drupal. Getting Started With Behat for Drupal Development The open-source tool lets you build solutions that meet or exceed clients' expectations through deliberate discovery and automated testing. If you're a PHP 5.3.1 (or greater) web application developer, you need a behavior-driven development (BDD) framework like Behat to hand. This is where the Behat automated testing framework for Drupal comes in. This way, your team avoids building on mistakes that may take a lot of time and resources to fix later on. Are you building a Drupal website that has to meet strict business requirements the first time? You need a way to embed functional and acceptance testing in the development process from the ground up. Take a trip to Japan with the Meiji Yasuda Insurance Ltd J1, J2 and J3 leagues fully unlocked and playable for the first time ever, with Japanese, Traditional Chinese, Polish and Latin American Spanish also available as new languages. From tactics to player development, easy-to-follow in-game guidance will ensure you’re best placed to make big decisions for your club. If you’ve got a reputation for developing young talent, your club may be the ideal destination for an in-demand wonderkid.Īn overhauled onboarding experience will help guide you through the ins and outs of football management. You’ll get access to your opponent’s strengths and weaknesses, fan expectations, tactical insights and more key information as you look to outsmart your rivals.Įarn reputation titles as you progress through your career based on your tactical approach, personality and transfer decisions. Get all the information you need to make big calls before important games with the brand-new pre-match hub. Make game-winning tweaks during crucial moments on the field, with new in-match options making it easier than ever for you to change your team’s approach when needed. New features and gameplay upgrades will give you everything you need to prepare for big matches, while improvements to your in-match experience will make those special games feel even more dramatic. Outsmart your opponents on the field by choosing a world-class playing strategy modeled on the most dominant tactical styles in football, or create your own unique formation as you look to beat your rivals. Whether you want to chase glory in MLS or taste success on the European stage, choose your dream team to manage from a worldwide range of options, including all the major football leagues.īuild a squad to compete in the biggest competitions by scouting the world for top talent, with real global superstars and game-changing wonderkids available in the transfer market for you to sign, like Erling Haaland, Kevin De Bruyne and Jack Grealish. ![]() The roar of the crowd and the excitement of matchday are brought to life, enhancing your immersion in the game. Build a dream squad of real-life stars or coach new talent and lead them to victory in this management game. Football Manager 2024 APK OBB includes enhanced audio assets, providing you with realistic stadium atmospheres, crowd chants, and commentary. You're the boss of an elite football team. ![]() Available exclusively for Netflix members. ![]() As an example, one of the criteria we look at is operating system support – meaning that it has mobile app options to continue with the experience when you’re away from your Mac. Some of these criteria might not be important to you, so keep that in mind as you keep on reading. Here are the features/criteria that we used when ranking the top ten Mac email apps. Must-Have Features for the Best Email Client for MacĮven though email is a very old technology, it’s added some new bells and whistles over the years thanks to innovative developers and email service providers. They’re built on the same open protocols that traditional email applications have used, but they overlay exciting features that meet the needs of today’s demanding environments. In order to meet the demanding needs of users today, a new breed of email applications has been created. Those apps were built for a world when you took a few days to respond to emails – not a few hours or even a few minutes. ![]() They were certainly built before the world moved into hybrid work models. The original Apple Mail and Outlook apps were built before the rise of mobility. The core technology unpinning email has remained the same (IMAP, SMTP, etc), but the way we use email has certainly changed. Some knowledge workers might have started on Outlook 97 and have stuck with it until today. What’s Wrong With Using Apple Mail or Outlook?Īpple Mail and Outlook have been the default email apps for many people for 20+ years. We’ve done all the research, tried all the options, and are ready to tell you the good, the bad, and the unique features of the best Mac email apps available to use with Google Workspace, Gmail, Microsoft 365, Yahoo, AOL, iCloud, and other popular email services. When you’re ready to transition away from the basic mail client for Apple, we’ve rounded up the top ten email clients for the Mac. No one is left out with email because people using a mail client on MacBooks can communicate with people using an email client on Android or a PC. If your friends and family use iMessage to chat, but you’re on Android – you’re left out. Try doing that with WhatsApp, iMessage, or Facebook Messenger. It doesn’t matter if you use iPhone, Android, Desktop, Mac, PC, or even Linux – email works on all of them, and it’s possible to communicate with anyone on any other platform. In a world currently controlled by a handful of “big tech” companies, email is the last open platform that anyone can be involved in. Jhaveri says an iOS and iPadOS version of the app is planned for the future.Email is one of the best (and most popular) technologies to communicate for business and personal purposes because it’s open to everyone and isn’t reliant on any single technology company. Mimestream is free for a limited time while in beta and will eventually be a paid app distributed through the Mac App Store. Jhaveri says Mimestream only makes direct connections to Gmail and does not use intermediary servers, adding that the app does not collect or sell users' emails. Mimestream's advantages over using the Gmail web interface include support for multiple Gmail accounts with a unified inbox, system-level notifications, system-level Dark Mode support, swipe gestures, tracking prevention, and more. Jhaveri plans to add more features over time, including Google Drive support, server-side filter configuration, and G Suite directory autocomplete. Mimestream uses the Gmail API rather than IMAP to support more Gmail-specific features, such as categorized inboxes, automatically synced aliases and signatures, full labels integration, and search operators. Jhaveri says the app is designed to be fast, lightweight, and use a minimal amount of disk space. Neil Jhaveri, a former Apple engineer who worked on the company's default Mail app, has introduced a new Gmail client for macOS.Īvailable in beta, Mimestream is a native app written in Swift and designed with AppKit and SwiftUI for a clean, stock appearance. ![]()
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